Mudra Scheme: Loan under the ‘Tarun’ Category:
- The Pradhan Mantri Mudra Yojana is a flagship scheme of the Government of India.
- It aims to bring small and micro enterprises into the formal financial system and provide them with affordable loans with the objective of “financing the unfinanced”.
- It allows a small borrower to avail loans of up to Rs 10 lakh from all financial institutions such as public sector banks, regional rural banks, cooperative banks, private sector banks, foreign banks, micro finance institutions (MFIs) and non-banking financial companies (NBFCs) for non-farm income-generating activities.
- The scheme was launched by the Prime Minister on 8 April 2015.
- Under this scheme, loans of up to ₹10 lakh are provided for non-farm activities under three categories:
- Shishu (loans up to ₹50,000)
- Kishore (loans between ₹50,000 and ₹500,000) and
- Tarun (₹500,000 and ₹1 million).
- The Union Government informed the Rajya Sabha that loans of up to ₹20 lakh will be provided under the scheme ‘Tarun Plus’ only to those who have taken loans under the ‘Tarun’ section of the Mudra scheme and have duly repaid them.
Samagra Shiksha Scheme:
- Samagra Shiksha Abhiyan is an integrated scheme for school education.
- It supports states from pre-school to high school.
- The Government of India launched this scheme under the Ministry of Human Resource Development.
- The scheme was launched with an aim to improve the quality of school education.
- The scheme was drafted with the broad objective of improving school performance as measured by equal opportunities for school education and equal learning outcomes.
- Providing access to free education to all children up to the age of 14 years as per the RTE Act, 2009.
- It provides equal and inclusive quality of education to SSA, RMSA.
Jan Dhan Yojana:
- Jan Dhan Yojana or Pradhan Mantri Jan Dhan Yojana is a new scheme launched by Prime Minister Narendra Modi on 28 August 2014 in New Delhi to provide a bank account to every household.
- Under this scheme, 7½ crore unbanked families were opened bank accounts with insurance cover.
- Accident insurance of Rs. 1 lakh and life insurance of Rs. 30,000 will be provided.
Important Facts:
- The United States has announced the supply of F-35 stealth fighter jets to India.
- The country’s 18th Lok Sabha elections were held in seven phases from April 19 to June 1 last year.
- The total number of women MPs in the current Lok Sabha is 74, with West Bengal having the highest number of 11 women MPs in the country.
- The Kasi Tamil Sangam is organized annually by the Central Government to highlight the historical connection between Tamil Nadu and Kasi.
- South Korea defeated India in the Asian Mixed Teams Badminton Championship.